SurChoice 1.2.3(3)

In today's competitive market, businesses are seeking innovative ways to enhance their profitability. An emerging trend is the exploration of compliance with surcharging practices, which may aid local businesses in minimizing processing fees and improving financial health.

The shift from traditional physical terminals to advanced smart devices is becoming increasingly prevalent. SurChoice offers a sophisticated solution that enables these devices to accept credit card transactions while ensuring compliance with applicable state regulations and card brand requirements.

The intricacies of implementing surcharging rules can be daunting, particularly in sectors such as retail and food and beverage. The SurChoice platform alleviates this burden by managing the complexities associated with these regulations.

• Ensures adherence to caps and cost of acceptance as prescribed by card brands
• Automatically excludes surcharges on debit and prepaid cards
• Employs geofencing technology to restrict transactions to states where surcharging is permissible
• Notifies card brands and processors of applicable surcharges
• Provides visual cues and verbal prompts regarding surcharge information
• Introduces a new hosted payment page that allows customers to input fees directly, ideal for invoicing or payment requests via text
• And much more...

Importantly, businesses may not need to change their existing processor to utilize SurChoice. The platform operates on a leading P2PE gateway that many merchant providers support. Should any challenges arise in integrating SurChoice with your current processor, assistance is readily available to facilitate setup on an alternative platform.

As a pioneer in mobile-first surcharge compliance solutions, SurChoice is positioned to redefine how businesses approach processing fees in an evolving landscape.